As a landlord of a buy-to-let property, damage to your property caused by a flood, storm or other incident or accident could leave you severely out of pocket. You’ll need protection so your financial well-being isn’t at risk should your property be damaged. Trident Business Insurance will work with you to find you a quality deal on your landlords insurance.
Our core Landlords Property Insurance covers:
- Buildings Cover
- Loss of rent
- DSS and unemployed, asylum seekers cover
- Property Owner Liability
Landlords Buildings Insurance
Buildings cover will insure the rebuilding cost of your property is covered in the event of flooding or a fire. As a landlord you are responsible for having buildings cover for your property.
Landlords Contents Insurance
Similar to a home insurance policy, you should be insured for the contents of your property in the event that they are damaged, lost, stolen or destroyed. You need to specify the value of your contents to us whilst we are getting you a quote to ensure you will be adequately insured.
Landlords Loss of Rent Insurance
Loss of rent cover will compensate you as a landlord should an insured event, a fire or flood for example, damage your property so much that it has become uninhabitable. You could be taking a great risk insuring the building itself and not the rent if your property is mortgaged or the income from rent is vital to your cash flow.
You can usually choose to have cover for periods up to 12, 24 or 36 months. It is important to not select too short a period of time or your payments could cease before you property becomes habitable again.
Landlords Property Owners Liability Insurance
Property owners liability cover is usually included in your public liability cover. Property liability cover protects you in the event that a member of the public suffers an injury or has an accident on or linked to your property. Property owner’s liability cover will pay out the compensation so you don’t need to.
Trident Business Insurance will make finding adequate landlords insurance easier for you so you don’t need to worry about paying over the odds for a quality insurance deal.
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